EPLI covers businesses against claims by workers that their legal rights as employees of the company have been violated.

EPLI provides protection against many kinds of employee lawsuits, including claims of:

• Sexual harassment
• Discrimination
• Wrongful termination
• Failure to employ or promote
• Wrongful discipline
• Mismanagement of employee benefit plans

Why should I consider EPLI?

Employees have a 63% success rate of winning employment suits that go to verdict. According to the 2006 edition of Jury Verdict Research, the average verdict in an employment suit is greater than $600,000. The average verdict if discrimination is alleged is a whopping $656,000 and can increase to more than $1 million if the suit goes to a state court.

By the way, these figures don’t include legal fees! One way to mitigate such a catastrophic loss is to protect yourself with Employment Practices Liability Insurance.