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EPLI provides protection against many kinds of employee lawsuits, including claims of:
Why should I consider EPLI? Employees have a 63% success rate of winning employment suits that go to verdict. According to the 2006 edition of Jury Verdict Research, the average verdict in an employment suit is greater than $600,000. The average verdict if discrimination is alleged is a whopping $656,000 and can increase to more than $1 million if the suit goes to a state court. By the way, these figures don’t include legal fees! One way to mitigate such a catastrophic loss is to protect yourself with Employment Practices Liability Insurance. Click here for quick and easy application.For more information on this Employment Practices Liability program, please call Steve Schindler at Insurance Underwriters, Ltd at (504) 883-2500, ext. 144. |
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| Safety Credit Criteria
In order to be eligible for the safety credit and receive up to an additional 5% of your premium returned in the form of a dividend, you must meet all of the following three criteria*: Loss Ratio must not exceed 50%. The loss ratio will be calculated after all final premium audits are completed. Written company safety program. A copy of your written company safety program must be forwarded to the Loss Prevention Department by the end of the fund year. Attendance at Annual Safety Seminar. A representative from the member must attend at least one Safety Seminar conducted by the Loss Prevention Department annually. *As with all dividends and credits, they are subject to declaration by the Board of Trustees of the LRA/SIF and approval from the Louisiana Department of Insurance. |
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Louisiana Restaurant Association 2700 N. Arnoult Road, Metairie, LA 70002Phone (504) 454-2277Fax (504) 454-2299 |
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